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ASSB Economic Empowerment Program

Goal & Objective: 

  • Institution building by organizing slum and rural based participatory women organizations;
  • Provide credit to groups and individuals for self-help initiative with particular emphasis on women’s participation;
  • Encourage savings of the poor;
  • Provide free legal education and counseling to raise awareness about their rights and the surrounding environment;
  • Increase efficiency, skill and level of understanding through education and training so as to enable them to face any unfavorable situation;

Micro-finance Program:

Loan: 

Rural Micro Credit (RMC), Urban Micro Credit (UMC), Micro Enterprise (ME), Ultra Poor (UP), Small Micro Enterprise (SME)

Savings:  

Mandatory Savings, Voluntary Savings (Weekly Voluntary Savings, Monthly Voluntary Savings))

Insurance: 

Safety Insurance

At a Glance up to December 2017

Outreach & Portfolio

District:

3

Upazila:

7

Union / words:

32

Branches:

8

Number of group:

945

Total members:

9660

Total borrowers:

5794

 

ASSB mostly provided credit to the rural women members for income generating activities in the area.

IGA opportunities for Land less, widow and tribal People through specific trade and farming-

ASSB working with most vulnerable people like land less, widow and tribal people of Naogaon district. It was difficult for these people to get financial support for creating income generation opportunities for earning by their own.

ASSB provided training on how to start small business regularly attract a high number of participants. It's a matter of discovering individual opportunities and abilities and learning. How to develop markets for several products, and how to fund and build projects. These offers enable group members to become more independent from short term and seasonal incomes as day laborers.

Establishing self sustainable Small Enterprise, Business / trade /farm for income generation

As results of microfinance support poor people now established small enterprise, like grocery shop, trading of seasonal crops, tea shops. Started enterprise in different locations of their home enable family members to look after the business by rotation. On the other hand other people in their area getting benefit.

Young woman threshing grains.

Livestock, Fish and poultry farming 

Fish is a highly demanded product in Bangladesh and offers a good income. With knowledge transfer and financial support of ASSB, group members have started a fish farm after the ponds were properly cleaned. Small stocking fish was set in and was fed with rice husks. After 6 months the adult fish can be sold with good profits.

Succes on the fish farm

 Livestock farming is a profitable area of income generation through fattening, as milk production farm and for agriculture purposes. Large number of ASSB group members has changed their economic conditions through livestock rearing. It is also opportunity for the women involvement in productive work enhanced the empowerment

Poultry is also in great demand. The ASSB provides the families with improved poultry races for them to continue the breed. The profits from eggs, meat and breeding animals enable people to pay back the initial credits. Depending on the means, the money is invested into goats, a cow or even a private piece of land.

Use of Natural Resources and Climate Change Adaptation

Economic empowerment program is contributing in natural resource conservation and climate change adaptation. Group members training on chemical fertilizer and pesticide free agriculture, using derelict ponds, plantation, producing early variety

The ASSB's agricultural trainer teach new and improved cultivation methods for vegetable and crops. They share their knowledge in cases of slow or weak growth. It is marvelous to see the newly developed vegetable gardens.

Women improve the diets of their own families and share the new experiences. When they sell their vegetables, they receive an extra income. More and more melon, wheat and crops fields can be found between the monocultures of paddy.

Aforrestation

A growing problem in the north of Bangladesh is the excessive wood cutting for fire wood, for baking of bricks, and for obtaining new cultivation areas. That's why the ASSB encourages and supports the planting of new trees which will provide fruits, fire wood or construction timber. In addition to other activities, the ASSB donates two small trees to any of their pupils on the day of the trees.

Beneficiaries collected mango saplings

Each member of the women activists receives 2 fruit and 2 timber trees in a year as a donation. Thus, the ASSB hopes to inspire and develop an ecological awareness in children and parents.

Providing WASH Facilities for the poor people

People establishing safe drinking water facilities and risk free sanitation system by their earning. On the group members established the enterprise of WASH facilities in the local area.

Education and healthcare concerns

Opportunity creates for investing children education by earning by the women members. Economic solvency enables them to take healthcare as per the need specially for the women and children.

Created Shelter with all other livelihoods for the Poor

  • Sanitary latrine facilities big concern for women member in the area. Women mostly facing difficulties to go outside for defecation specially at night.
  • There was many incidence of rape due to go outside for defecation purpose
  • Provided tube well and sanitary latrine has improved the dignity of the group members in the society.
  •  Adopted good habit of drinking safe water and use sanitary latrine.